This heavy lace - more like embroidered - is typical of the Carlisle brand. Beautifully made with fantastic fabrics and attention to detail. It is oversized and trimmed with white cotton around the sleeves (button fastening), neckline (a banded V neck) and hem. The lace portion is 100% polyester and the trim is 96% cotton 4% Elastane. The generous sizing would accomodate a size 12 - 16 in most cases, depending on bust size. It does not come with a tank or under shirt, but would look wonderful over any color you chose....for spring a bright pop of color - for July a patriotic red with denim pants and carried into fall with black and white - always a sassy and classy look!