**Chic Two-Tone Polka Dot Layered Maxi Dress with Asymmetrical Overlay and Ruche

This is a unique and stylish two-tone dress featuring a layered look. The base layer is a cream or off-white dress with short, loose sleeves and a long, flowing skirt. Over this is a black overlay with small white polka dots, creating a striking contrast. The black overlay has a gathered, ruched detail at the bust and drapes diagonally across the body, giving an asymmetrical hemline that adds visual interest and movement. The overall effect is elegant and modern, with a playful twist from the polka dot pattern and the creative layering. This dress would be suitable for a variety of occasions, from casual gatherings to more formal events, depending on how it is accessorized.