CZ teardrop ygp over 925 pendant with ygp over stainless steel chain necklace

This necklace is from an estate purchase and is pretty much brand new as it doesn’t show any signs of wear.  14-18k yellow gold plated over sterling silver in a teardrop halo setting pendant with white cubic zirconia / diamond simulant stones. Chain is stainless steel with a gold plating. Measuring 20 inches in length. Reasonable offers considered