90s Silver “M” Heart Charm Choker Necklace and Bracelet Set

A true 90s set! Given as a gift in the late 90s and hardly worn. Necklace is choker style and about 15.5” long. Bracelet will fit a 6” wrist best. No extenders on either piece. Both pieces feature a heart shaped charm with an “M” monogrammed on each. I thought these were sterling silver plated, but I cannot find a stamp. There are some defects such as a cloudy finish to the chains and the bracelet charm finish may be wearing off. May need to be cleaning regularly with silver polish. Set sold as-is.