100 Envelope Savings Challenge (Black Binder)

The 100 Envelope Savings Challenge is a fun and effective way to build up your savings over time. It involves labeling 100 envelopes with numbers from 1 to 100. Each day (or a few times a week), you randomly select one envelope and place the corresponding amount of money inside—so if you pick envelope #27, you put $27 in it. You continue this process until all 100 envelopes are filled. By the end of the challenge, you’ll have saved $5,050! This challenge is a great visual and hands-on way to stay consistent with saving, and it can be customized to fit your pace—whether you do it daily, weekly, or whenever you can. It’s perfect for building discipline, creating a savings habit, and watching your progress grow with every envelope you complete.