Sterling Silver Vermeil Red / Clear Cubic Zirconia CZ Round Pendant

Dating to the 1980s/1990s or so, here's a Sterling Silver (hallmarked as pictured) pendant. In a round shape, the piece is covered in a heavy layer of yellow gold and is embellished with red and clear cubic zirconia CZ crystals. Makers marks are JTC China. The round alone measures 1-5/16" high/wide' the bale adds another 5/16" of height. Weight is 10 grams. Condition is very fine with no problems I can spot. The gold overlay makes the piece look like it is a bright piece of costume - with the right chain or cord, this can be the focal point to any outfit.