This tote has a zipper pocket in the back. There is a magnetic closer to protect the very clean inside with the zipper pocket and two opened pockets. The bifold wallet inside is one side of the bifold has an ID slot and four credit card slots. The other side of the wallet has six credit card slots. Under the credit card slots on both sides have slide in pockets. There is a zipper compartment in the back. Pre-loved and cared for very well. Please look at pictures for flaws. Reasonable offers are welcomed.