I ended up buying a bigger style so I could use it for work as well (to hold a small notebook, etc) This style is cute, simple, and fashionable. It has a zipper pocket inside as well as built in card holders. The little gold chain can be taken on or off, which ever you desire. I think it’s more casual without and a bit dressier with. Has an adjustable strap. This is originally 179.00$ and I paid 130.00$ Please feel free to send an offer, low balls will just be denied, I won’t block! 😊