This beautiful bag is a CAPEZIO IT still has its tags attached and is suitable for any needs. The bag is in the satchel style but includes an adjustable crossbody strap the colors can be taken for a deep dark navy blue with gorgeous contrasting camel color and gold accents it gives it a regal look. Under the flap in front where it says CAPEZIO is a large section that has 4 credit card slats on the back side and 3 pen holder hoops on the front side A Perfect section to hold your check book or whatever you choose. The interior is spacious with back wall large zippered area It’s a great looking purse a great functional purse and completely adjustable to your needs.