Maruman Giuris A5 Planner Binder and Paper Refill Japanese Stationery Set

Maruman Giuris A5 Size 20-Hole Black Vegan Leather Binder. Includes: - 3 dividers - Paper - Waterproof zippered pocket for receipts, notes, etc. Comes with a 100 sheet pack of Maruman A5 loose leaf paper refill with 7 mm lines. Perfect for college notes, high school, household planning, budgeting, office work, etc. You can also use it as a journal.