The .925 Sterling Silver has a Ruthenium Finish. The Celtic Cradle of Life reminds us that our lives are forever intertwined with the lives of those we love. The last picture is an advertisement and shows a complete set. The listing is for the Keith Jack Celtic Cradle of Life Earrings only. The necklace pictured is in a separate listing in my Posh Closet. Happy Shopping. The ring pictured is not available. NWT