A5 Binder for Budgeting/Planning

Gently used A5 Binder for budgeting or planning, gold in color. Small scuffs/scratches on the front & back of binder from use but not very noticeable. -Button closure -6-Ring for paper refill -6 small pockets for credit cards -Pen holder Will come with the following: -3 dividers (pic 8) -10 pages of lined paper (pic 9) -10 pages of grid lined paper (pic 10) -9 pages of “To Do list” (pic 11) -1-12 month foldable calendar (pic 12 & 13)